Which condition is included under the Total Permanent Disability Presumption?

Which condition is included under the Total Permanent Disability Presumption?

• A. Loss of both hands or use thereof
• B. Brain injury resulting in permanent mental incapacity
• C. Loss of both eyes
• D. Total paralysis

Answer: (C)

Total Permanent Disability Presumption means certain injuries automatically count as permanently unable to work, without needing to prove ongoing job capacity. In this context, losing sight in both eyes is included because complete blindness is a per se condition that generally leaves a person unable to engage in regular, gainful employment for the long term. So, the option describing loss of both eyes fits this automatic presumption: it clearly results in a permanent, total disability. The other injuries listed are serious, but they aren’t the injuries enumerated under this automatic presumption in this question, so they would require separate evaluation of impairment and work capacity rather than relying on the presumption.

Total Permanent Disability Presumption means certain injuries automatically count as permanently unable to work, without needing to prove ongoing job capacity. In this context, losing sight in both eyes is included because complete blindness is a per se condition that generally leaves a person unable to engage in regular, gainful employment for the long term.

So, the option describing loss of both eyes fits this automatic presumption: it clearly results in a permanent, total disability. The other injuries listed are serious, but they aren’t the injuries enumerated under this automatic presumption in this question, so they would require separate evaluation of impairment and work capacity rather than relying on the presumption.